How will Brexit impact my holiday?

TL;DR: probably not very much, despite all the noise in the press and from the government's lack of answers. But, it's now more important than ever to get travel insurance.

Our top Brexit predications and key things to consider:

Stuff that will remain the same

  • Passport-holders won’t need visas for the EU in 2019
  • Package holiday customers will continue to enjoy full protection (ATOL)

Stuff that will change

  • New: Passports must be valid for six months from arrival date
  • New: The European Health Insurance Card (EHIC) likely won’t be valid. ABTA recommends getting travel insurance as health care in the EU could no longer be free or low-cost as it is today
  • New: UK drivers in the EU will need an International Driving Permit, this is available from the Post Office for £5.50

Travel insurance can help protect you for:

  1. Medical expenses if something goes wrong
  2. Holiday cancellation costs - E.g. Your flight is cancelled and you no longer want to go on your holiday, but you've booked a hotel and some activities

Make sure your policy covers you for travel disruption, and also covers events similar to Brexit, many insurers won't do this. Always check or ask for this.

At Pluto you can add 'Extended travel disruption' as your Brexit protection.

We aim to provide cover that's simple and easy to understand, so you know what you're covered for. You can also build your own policy so you can see exactly what you're paying for. Feel free to shop around as well on price comparison sites, but don't be tempted to compare on price alone.

20th March 2019 - Pluto’s latest Brexit update:

Brexit may result in some of us having to unavoidably change travel plans. While you can’t insure against Brexit itself, we get that it's annoying, so we’ve got some updates to try to be as helpful as possible.

If your travel plans have to be changed:

  • Single trip policies can change the dates of travel for free (provided the area of travel and trip duration remain the same),

OR

  • We will allow an 80% refund of premium for cancellation after 14 days, provided travel has not commenced (normally you would't be able to get a refund).

If you’re already abroad when Brexit takes place…

  • … and cannot get back because of travel disruption, we will extend your cover for up to 14 days free of charge.
  • … and you are ill, injured or require emergency assistance, we will provide this as normal. If the EHIC (European Health Insurance Card) is withdrawn, you're still covered in full for injuries and illnesses.  Although, you should still try to use any agreements in place that give you cheaper or free healthcare.

If you have any more questions just give us a shout and we’ll do our best to make the bad bits about travel… even the more unusual bits… better.



Alex

Alex

Co-founder of Pluto. Love building products and apparently travel insurance!